Please read these Terms and Conditions (“Terms and Conditions”) carefully before fully subscribing to the Product by appending your signature.
Your confirmation of subscription by the Company is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all Clients and Successors in title to the said Land. By signing these terms, you agree to be bound by these Terms. The terms and conditions are as follows:

1. Payment Plan/ schedule :
   • LAND SALES: There shall be a minimum deposit of 30% of the actual purchase price, while the balance sum can be paid in installmentals within a period of 0-12 months, subject to additional charges that maybe charged depending on the timeframe within which all payment transactions might be concluded with the company. The Client agrees to make payments in respect of all charges are attached to the land purchase, which include: Documentation fees, Survey fees, Security fees and development levy as given at an affordable value taking into cognizance the market value of such services, if done independently. Upon full payment for your housing unit, your allocation details shall be final and you would have received your payment receipt and contract of sale. Upon payment for your title documents, you would receive your Survey Plan, and Deed of Assignment, you will be responsible for the perfection of your title documents.
   • PROPERTY DEVELOPMENT SAVINGS SCHEME (PDSS): The Minimum deposit for PDSS shall be N20,000.00 only. Upon payment, the client shall be entitled to receipt and savings certificate evidencing transactions with the company
   • RENTIZY The Minimum deposit for Rentizy shall be N1,000,000.00 only. Upon payment, the client shall be entitled to a receipt, post-dated cheques and a deed of Agreement.
   • LAND BANKING DEVELOPMENT PROJECT (LDP) The Minimum deposit for LDP shall be N100,000.00 only. Upon payment, the client shall be entitled to a receipt, post-dated Cheques and a deed of Agreement.
2. Mode of Payment In respect of land sales, all payments should be made through the designated payment channels in favor of Zylus Homes and Property Limited, while in the case of investments, payments should be made through the designated payment channels in favor of Zylus Investment Limited. Zylus Group International and/or its subsidiaries shall not accept payments either by bank transfer, deposit, cheques, bank drafts, or cash to any Realtor, Consultant, or Associate of the company. Zylus Group International and/or its subsidiaries shall not be liable for any loss due to failure to adhere strictly to these terms and conditions.
3. Termination and Penalty
   • Land sales In the event that the Purchaser default in his obligation to pay the outstanding balance of the sum after the agreed date for payment, the Vendor shall hold any Agreement with the Purchaser as having been terminated and shall immediately refund to the Purchaser any sums of money already paid, and the purchaser shall be liable to pay a 30% administrative fee to the company.
   • Investments For personal or business reasons, no party shall seek for termination of the investment scheme herein BEFORE OR ON the period of 3 months from the effective date of this Agreement. However, a party can send a notice of termination to the other party in writing at least 2 months before the date of termination In the event Investor terminates this Agreement before maturity, the Investor shall be liable to pay a 12% administrative charge.
4. Transfer of Interest In the event that you choose to sell your housing unit, you will be required to complete our change of ownership procedure. The fees applicable shall be a non-refundable sum of ₦ xxx, 000 (xxx and xxxx thousand naira) per unit. This transfer fee is subject to upward review and is required to be paid before the title is transferred to the new purchaser. Both parties are at liberty to agree on who would bear the cost of the transfer of interest. Where a property is being transferred to a third party, the purchaser shall bear the cost of procuring a fresh Survey Plan, Deed of Assignment, and any other relevant transfer of title. The applicable cost shall be communicated to parties at the point of notification of transfer.
5. Service Charge You will be required to pay an annual service charge which shall cover the cost of maintenance of common utilities and the common area within the estate. For the first two (2) years, you shall be required to pay in advance a deposit of the estimated annual service charge. Service Charge payment becomes payable upon the handing over of your unit to you and is subject to review to reflect economic realities.
6. Cancellation of Subscription Zylus Group International and/or its subsidiaries reserve the right to terminate your subscription if you fail to adhere to the terms and conditions contained herein and meet the purchase requirements. Where you choose to cancel your subscription, Zylus Group International and/or its subsidiaries shall not be obligated to procure a third party to acquire your interest in your housing unit. The relevant conditions for cancellation/request for refund apply. Please refer to clause Three (3) above.
7. Assignment No party shall assign or purport to assign or transfer any of its rights or obligations herein without the prior written consent of the other party.
8. Governing Law and Dispute Resolution The construction, validity and performance of this Agreement shall be governed in all respects by the laws for the time being in force in the Federal Republic of Nigeria.
9. Exclusivity of Agreement In the event that any provision hereof shall for any reason be illegal or unenforceable, then any such event shall not affect the validity of the remaining portion and provision hereof.
10. Fraud and Illegality Zylus Group International and/or its subsidiaries shall not be liable for any damages at tort or under criminal code and laws of the federation for such deposits from any Investor which is illegal or questionable.

Disclaimer • Where you transfer to banks other than Zylus Group International designated accounts or that of its subsidiaries as stated above, Zylus Group International and/or its subsidiaries shall not be liable for any financial loss as a result thereof. • Marketing materials are artistic renditions and not the finals designs and must not be treated as such. • Execution of these terms and conditions and application does not confer any legal obligation on both parties until complete payment has been made. • All clauses drafted to deal with a particular estate product shall be treated as such, thus the company shall not be liable for any misconstruction or misrepresentation thereof.

I confirm that I have read and understand the terms and conditions of this offer and agree to be bound by the terms.